Can I apply for a graduate Australian visa if my family member who is an Australian citizen has a student loan?

Hi. Genuine access to funds The Department of Immigration must be satisfied that the applicant will have genuine access to funds for an Australian Student visa. These funds should be available to be used for the purpose of financially supporting the applicant (and family members if any) while in Australia. The department may consider the circumstances of the applicant/person providing the funds to determine whether the applicant (s) would genuinely have access to the funds. Examples of circumstances that may be considered are: the employment history of the applicant/person providing the funds the income and assets of the applicant/person providing the funds the source of the income used to meet the financial requirements (for example, if the applicant is relying upon funds from a third party (for example, a family friend), and the nature of the relationship between the applicant and the person providing the funds if the person providing the source of income has provided financial support for another student visa applicant if the applicant has previously been granted a visa, any information which Home Affairs has in relation to their ability to meet their financial requirements while they were in Australia if the applicant has previously applied for a visa, any information which Home Affairs has in relation to their ability to provide for their living costs while in Australia the immigration activities in Australia of other nationals from the applicants home country are such that further investigation into the genuine intentions of the student should be undertaken relevant intelligence and analysis reports on illegal immigration and malpractice (if relevant to the individuals circumstances). Genuine access Annual income Applicants who have demonstrated sufficient funds by providing evidence of the annual income of their spouse/de factor partner or parent would need to show that they would genuinely have access to the funds generated from the income. Because the annual income requirement is restricted to the applicants spouse/de factor partner or parents, there is generally no need to further scrutinise genuine access based on the relationship to the applicant. However, in order to meet the genuine access component of the financial requirement, the applicant may need to provide evidence of the relationship to the applicant of the person providing the funds.

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