Can international students on F-1 visas use their home country's insurance in the USA?
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1 Answer
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Generally, your home country's insurance will not cover the American healthcare system or meet university requirements in the United States. The absence of U.S. provider networks in home-country plans leads to more expensive out-of-network care. Furthermore, they frequently lack coverage gaps for medical evacuation and repatriation, which are required for F-1 students. International insurers should always adhere to certain university waiver requirements including benefit amounts, deductibles, and exclusions, even though some of them provide global plans with U.S. coverage. Before depending on foreign coverage, always confirm with your
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