Here are some tips to reduce the interest rates of SBI education loan:
- Applicant should be a girl student.
- Profile of applicant should be strong (Good academic records, Got admission in top universities in the world & More)
- Cibil report of Co-applicant is good.
There are some other ways that you can use
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Renewal is not automatic. SBI Foundation supports a student for the full course. But you must meet the marks and income rules in each academic year.
No. The portal lists an SBI account as preferred only. You still have to upload a bank passbook. The account must be in your own name.
School students need a family income of INR 3,00,000 or less. For UG, PG, Medical, IIT, IIM and Overseas tracks, the limit is INR 6,00,000 or less.
You need 7.5 CGPA or 75% marks in your last academic year. SC and ST students qualify at 65%. PwBD students qualify at 60%.
The award runs from INR 15,000 a year for school students to INR 15,00,000 a year for overseas students. UG students get up to INR 75,000 and PG students up to INR 1,50,000.
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