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I'm waiting for my 12th result and i want to go for study in UK , How can i take loan ? my parent don't have many property !

0 93 Views | Posted 2012-04-26 23:23:12
Asked by avesh shaikh

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  • 1 Answer

  • Shiksha Ask & Answer

    Answered by

    shaban | Guide-Level 11

    2012-04-27 10:15:40
    Hi,
    Now a days almost all the banks offer education loan to students, to pursue their education in India or Abroad.
    The banks offer maximum loan of Rs 10 Lac for education in India and Rs 20 Lac for education abroad.
    The repayment period vary from 5-7 years.
    The bank do not ask for any collateral security up to the amount of Rs4 lac, but if the amount exceeds Rs 4 lac then the bank will ask for collateral security.
    The repayment of the loan amount starts after 6 months of completion of course or after 6 months of getting job, which ever is earlier.
    Good Luck.
    All the Best.

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