I passed my 12th with 328 marks from commerce stream in 2016 and want to be a banker. What should I do?

Hi.

• Gender: Only female candidates are eligible.
• Nationality: Must be a citizen of India.
• Marital Status: Must be unmarried, divorced, legally separated, or a widow without encumbrances.
• Age Limit: The candidate must be between 17 and 25 years of age at the time the course is due to commence. The specific birth date range will be mentioned in the official notification for that year.
• Educational Qualification: You must have passed the Senior Secondary Examination (10+2) or equivalent in the first attempt as a regular student with Physics, Chemistry, Biology (Botany & Zoology), and English, with a minimum of 50% aggregate marks. Candidates appearing for their final 12th year exam can also apply provisionally.
• Entrance Exam: Qualifying the NEET (UG) exam conducted by the National Testing Agency (NTA) is mandatory. The NEET score is used for initial shortlisting.
• Physical Standards: You must be medically fit as per the standards prescribed for the Armed Forces. A medical board will make the final decision. The minimum height requirement is 152 cm (with some relaxations for candidates from hill and North Eastern states). 

Hi.

• MHT-CET  (Maharashtra Common Entrance Test): A state-level test for various undergraduate programs in Maharashtra.
• NEET  (National Eligibility cum Entrance Test): Scores are accepted for B.Pharm and Pharm.D admissions.
• PERA CET  (Promoters of Education in Rural Areas Common Entrance Test): A private university common entrance test also considered by DPGU. 

• Qualifying Exam: Passing the Class 12 (HSC) or equivalent from a recognised board is required.
• Compulsory Subjects: Physics and Chemistry are mandatory, along with Mathematics or Biology.
• Minimum Marks: A minimum of 45% aggregate in these subjects is required for the general category (40% for reserved categories from Maharashtra).

Hi.

• MHT-CET  (Maharashtra Common Entrance Test): A state-level test for various undergraduate programs in Maharashtra.
• NEET  (National Eligibility cum Entrance Test): Scores are accepted for B.Pharm and Pharm.D admissions.
• PERA CET  (Promoters of Education in Rural Areas Common Entrance Test): A private university common entrance test also considered by DPGU. 

• Qualifying Exam: Passing the Class 12 (HSC) or equivalent from a recognised board is required.
• Compulsory Subjects: Physics and Chemistry are mandatory, along with Mathematics or Biology.
• Minimum Marks: A minimum of 45% aggregate in these subjects is required for the general category (40% for reserved categories from Maharashtra).

Hi.

• Syllabus Coverage: Previous papers primarily test a sampling of the syllabus from past years. New exams may include different topics or ask questions in formats not seen in older papers. Relying only on them leaves gaps in your subject knowledge.
• Fundamental Understanding: Simply memorizing answers to past questions does not build the fundamental understanding of concepts required to tackle new or differently phrased questions in the actual exam.
• Changing Exam Patterns: While the core pattern usually remains similar, minor changes in question types or marking schemes can occur over time. 

1. Thorough Syllabus Review: The absolute first step is to study the complete Maharashtra HSC 12th syllabus and understand all core concepts from your textbooks.
2. Practice for Familiarity and Time Management: Once you have a good grasp of the material, use the previous years' papers to:
   • Understand the exam format, question types, and difficulty level.
   • Practice time management by simulating exam conditions.
   • Identify your weak areas and topics that need more review.
3. Use Official Resources: Ensure you are using the latest official syllabus and marking scheme provided by the Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE).
4. Solve Sample Papers: In addition to past papers, solve the latest official sample papers or model test papers released by the board or reputable publishers to ensure you are prepared for the current year's expectations. 

Hi...

• Bachelor of Commerce (B.Com / B.Com Hons.): The most traditional path, covering accounting, finance, taxation, economics, and business law.
  • Specializations: B.Com (Hons.) offers deeper specialization. Other options include Accounting & Finance, Banking & Insurance, Taxation, and Computer Applications.
  • Career Paths: Accountant, Auditor, Tax Consultant, Banker, Financial Analyst.
• Bachelor of Business Administration (BBA) / Bachelor of Management Studies (BMS): Focuses on business principles, management practices, leadership, and entrepreneurship.
  • Specializations: Finance, Marketing, Human Resources, International Business, Data Analytics.
  • Career Paths: Business Analyst, Marketing Executive, HR Manager, Operations Manager, Entrepreneur.
• Bachelor of Economics (B.Econ / B.A. Hons. Economics): A strong option if you are good with numbers and interested in economic theory, data analysis, and policy.
  • Career Paths: Economist, Data Analyst, Financial Planner, Researcher, Policy Analyst.
• Integrated Law Courses (B.Com LLB / BBA LLB): A 5-year integrated program for those interested in corporate law, taxation law, or the judiciary.
  • Career Paths: Corporate Lawyer, Legal Advisor, Compliance Officer. 

• Chartered Accountancy (CA): A highly prestigious and rigorous course that focuses on auditing, taxation, and financial management. It involves three levels of exams and a mandatory articleship (practical training).
  • Governing Body: Institute of Chartered Accountants of India (ICAI).
• Company Secretary (CS): Focuses on corporate law, governance, and regulatory compliance. It's a great option for those interested in the legal aspects of business management.
  • Governing Body: Institute of Company Secretaries of India (ICSI).
• Cost and Management Accountant (CMA): Specializes in cost accounting, budgeting, performance management, and corporate strategy.
  • Governing Body: Institute of Cost Accountants of India (ICAI).
• Certified Financial Planner (CFP): An internationally recognized certification for a career in personal finance, wealth management, and investment advising.