Is their any loan facilities?

Yes. There are. A Numerous. As an IIM Student, you wouldn't find this difficult. SBI has scholar loan under which it provides upto Rs.20 lacs of loan without collateral for IIM Students. Central Bank of India near IIM Shillong is an easier place to avail education loan. They come to campus themselves and help with all the formalities. It is sanctioned very fast and you wouldn't have to worry about it. Apart from this I'm sure all other banks are similar in their position relating to loans to IIM Students. But usually SBI & CBI are the preferred destinations as they have lower rate of Interests.

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Yes. After getting selection from a college, you can ask your personal bank to provide loan. You can also avail loan during your admission process at the college. Generally banks have their standees in the college during admission and they process the loan documents then and their itself.

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Yes, the local branch of SBI amongst others do provide the students of IIM Shillong with education loan. Also, the institute has need-based financial assistance for number of students.

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