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Yes, you are eligible for direct admission to the BCA (Hons.) program at Lovely Professional University (LPU) with your academic scores. With 92.6% in 10th and 81% in 12th (Commerce), you meet the eligibility criteria, which requires a minimum of 50% aggregate marks in 10+2 with Mathematics, Business Mathematics, Statistics, or Computer Science/IT as one of the subjects. Since you've studied Commerce, if you had any of these subjects in your 12th, you are fully eligible for admission without the need to appear for LPUNEST. However, appearing in LPUNEST or submitting a CUET score is recommended if you wish to avail scholarships, which can go up to 60% of the tuition fee. LPU offers a well-structured BCA (Hons.) program with industry-aligned curriculum, specializations in Data Science, Cybersecurity, Cloud Computing, and more. The university also provides strong placement support, internships, and skill development programs to prepare students for IT careers. You can apply directly through LPU's online admission portal or visit the Admission Office for assistance with documentation and seat confirmation. Your excellent academic record gives you a strong chance to secure a seat in the program along with scholarship benefits.