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As far as placements are concerned, one can get placed in either
Government sector i.e Agriculture, Banking and more are recruiting graduates to fill up entry level posts.
Private Sector- Graduates may find jobs as Jr. Managers at Plantations, as Excecutives at Fertilizer Manufacturing firms, Agricultural Machinery Industries, Agricultural Products Marketing firms, Food processing units etc.
I am a day scholar so dont know about hostel.
Learning enriched environment You will get to learn through classroom sessions, seminars, expert talks, guest lectures and a lot more

UPSC Civil Services Examinations wants you to graduate in any stream of your choice. Just brush up your skills, stay connected with the happenings around you, revise little bit of history and improve your language skills. That's all.

Hey Aarti the cutoff information for B.com programme in MCM Dav College in Chandigarh is around -
For General Category - 96%
For OBC Category - 86.2%
For EWS Category - 87.2%
For SC/ ST Category - 76%.

Yes you might consider it, although it is a 5 year course but it is present only in 3 iits i.e. roorkee, kharagpur,varanasi. Architecture is relatively hectic but its worth it if you want to pursue in architecture which has immense opportunities