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Yes, your income Certificate will help in getting some scholarships available at JIBMS in the MS programme. There are some internal scholarships available to students on the basis of need and merit about which they can know when they join the college. Anything between a 2-5 number of students gets scholarships and it is sufficient because very few people need the scholarships as JBIMS has such an affordable fee structure. Smt. Jyoti Dwivedi Memorial Scholarship Awards is one of them in which every year two MS students will be granted Rs. 100,000 each as part of the Scholarship Awards. The scholarships will be provided to second-year students to meet their education fees based on their first-year scores as well as their family's financial situation.

National Institute of Open Schooling (NIOS) is the best option for you. NIOS conducts On Demand Examination (ODE) that NIOS Student can walk into the examination center as and when he/she feel ready for the examination. This allows the Student to get assessed when he/ she is ready. Readiness depends on the Student and not on the institution. The degree and level of performance is decided by the Student who can reappear in the examination as many times as one wants, till satisfied. Further you have to take the fresh admission in 11th in M. P. Board's schools if wants to repeat the whole 12th. This seems not justifiable because you have already passed Physics and Chemistry in year 2000. So NIOS ODE is the best for Biology.