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With a NEET score of approximately 487 and a CBSE 2020 result of 95.4%, you have a decent academic profile. However, it's important to note that admission to medical colleges is highly competitive, and cutoff scores can vary each year based on factors such as the difficulty level of the exam and the performance of other candidates. While it's challenging to provide specific information on which medical colleges you may be eligible for with these scores, you may have opportunities for admission in both government and private medical colleges. The availability of seats and cutoff scores vary among different colleges and states. To get a clearer understanding of your chances of admission, it's recommended to research the cutoff scores and admission criteria of various colleges and participate in the counseling process for the respective states or centralized counseling conducted by authorities such as the Medical Counseling Committee (MCC) or the state medical counseling boards. Consider exploring both government and private medical colleges, as private colleges often have a separate admission process and may have different eligibility criteria, including management quota or entrance exams specific to those institutions. Keep in mind that cutoff scores can fluctuate each year, so it's advisable to stay updated with the official notifications and counseling procedures of the colleges and authorities responsible for admissions in your desired region. Additionally, it's important to have backup options and consider alternative career paths in case you are unable to secure admission in a medical college this year. Pursuing higher education or exploring allied health sciences courses can be viable alternatives to consider. Consulting with academic counselors or experts in the field of medical admissions can provide more personalized guidance based on your specific circumstances and preferences.