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We cant compare these courses, because Pharma. D is a doctorate course with 6 years as duration and the average cost would be ranging from Rs.13 Lacs to 20 Lacs for whole course. Candidates would become Equivalent/Similar to an MBBS Doctor in terms of value in a hospital ( A Pharma. D Doctor would be in charge of giving proper prescriptions and dosage of medicines to patients in a hospital), Salary Ranging from Rs.35k to 50k for a 1 year experienced candidate and it would go upto Rs.10 Lacs a month after few years of experience. Referance : https://campushunt.in/blog/best-pharm-d-colleges-in-bangalore/
Class 12th pass with PCB subjects are the eligibility of the course. If you are planning to do Pharma. D in Bangalore, Then MS Ramaiah is the best and its details given in Shiksha. Com portal https://www.shiksha.com/medicine-health-sciences/pharmacy/course/pharm-d-doctor-of-pharmacy-m-s-ramaiah-university-of-applied-sciences-msruas-m-s-r-nagar-bangalore-248830.
B.Pharma is a Bachelors course with 4 years as duration and average fee would be Rs.3.5 Lacs to 6.5 Lacs for the whole course. 12th with PCB subjects pass is the eligibility. Candidate would become Pharmacists at medicals stores after this course with an average salary of Rs.18,000 to 35,000 for experienced. M.Pharma is a Masters course with B.Pharma is the eligibility and 2 years is the duration. Candidates may become senior pharmacists after this course. Usual fe ranging from Rs.2 Lacs to 4 Lacs. Salary would expect Rs.25,000 to 55,000 for experience. If you are ready to dedicate 6 years for studies, Then Pharma. D is the King among this list.

Devoting one full year for competitive exam preparation has its own merits and demerits. Dropping a year means that you will get sufficient amount of time to prepare for competitive exams. It will allow you take mock up test and help to score good ranking in competitive exams. However, one year is a long time so the possibility of you may change your goals and objectives. You may become lethargic because of availability of time and lesser pressure. You may waste time. If you are confident of keeping the momentum, dedication, determination, readiness to work on a plan, will to achieve your objective and support of family; you may consider dropping a year for competitive exams. It is worth try option.