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The specific documents required for the visa process for Indian students intending to study at the University of Kiel in Germany might vary based on individual circumstances and the type of visa you're applying for. However, generally, the following documents are commonly required:

1. *Valid Passport:* Ensure your passport is valid for the duration of your stay in Germany.

2. *Visa Application Form:* Complete and sign the national visa application form for studying purposes.

3. *Letter of Admission:* A formal acceptance letter from the University of Kiel confirming your admission to a program.

4. *Proof of Financial Resources:* Show proof that you can cover your living expenses and study costs in Germany. This can include a blocked bank account, scholarship documents, or a letter of financial guarantee.

5. *Health Insurance:* Provide proof of health insurance coverage for the entire duration of your stay in Germany.

6. *Academic Certificates:* Submit your academic qualifications, transcripts, and certificates from previously attended educational institutions.

7. *Language Proficiency:* Depending on your course, evidence of German language proficiency might be necessary. If your programme is in English, proof of proficiency (like IELTS or TOEFL scores) may be required.

8. *Declaration of Accuracy of Information:* Some consulates might require a signed declaration affirming the accuracy of the provided information.

9. *Declaration of Clean Criminal Record:* A certificate affirming that you don't have a criminal record.

10. *Passport-sized Photographs:* Recent passport-sized photographs meeting the specific requirements of the German embassy/consulate.

Please note that these requirements are subject to change, and it's crucial to verify the most up-to-date information on the official website of the German consulate/embassy in India or contact them directly for precise and current visa application guidelines and document requirements for studying in Germany.

Comparing the costs of studying at the University of Kiel and the University of Leipzig can involve various factors, including tuition fees, living expenses, accommodation, and other miscellaneous costs. 

As of my last update in 2022, public universities in Germany typically charge very low to zero tuition fees for international students, including those from non-EU countries. Both the University of Kiel and the University of Leipzig are public institutions, and they might not charge tuition fees or may charge only nominal administrative fees for enrollment and student services.

However, living expenses can vary between cities. Leipzig might be relatively more affordable in terms of living costs compared to larger cities like Hamburg or Munich. Factors like accommodation, food, transportation, and other daily expenses can differ based on the city and your lifestyle choices.

To determine the overall affordability between the two universities, it's recommended to research and compare the cost of living in both cities, including rent prices, transportation expenses, and other living costs. Additionally, contact the respective universities or check their official websites for any updated information regarding fees and estimated living expenses for international students.