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Hi vaibhav,
Well there are several courses available in the field of Finance, and as you mentioned that your basic qualification is a 12th pass, I certainly think that you can take up a Bachelor degree in either B.Com or may be Banking and Finance would be a better and far more a field of your interest.
As for the certification courses are concerned, there are several of those and to know about these you may refer to the following link:
https://www.shiksha.com/search/index?keyword=banking&location=&searchType=course&cat_id=-1&countOffsetSearch=25&startOffSetSearch=0&subLocation=-1&cityId=-1&cType=-1&courseLevel=-1&subType=0&showCluster=-1&channelId=home_page
Kindly revert for any further queries, also if you liked this answer then rate it 'Best answer' or give a 'Thumbs Up' rating.
All the Best!

Hi Shivprasad,
Although, you can get a job after your BE degree as well because more than the percentage the companies look for your capabilities, you confidence level and how you can use the knowledge you have earned, but a higher degree always help you in getting better job opportunities and higher salary packages. So if possible, you should opt for M.Tech.
However, Mechanical engineering professional who are mainly involved in designing and production of Machineries can get into any sector like computers, aerospace, automotive, communication etc. so, there is no dearth of job for Mechnical Engineers.
Hope this resolves your query. Feel free to put up more queries In case your query is resolved please close this question by choosing it as a best answer or pressing the thumbs up icon.
Thanks,
Pooja