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Dear Bharat, you need to show expenses for one year initially which is required to obtain the I-20. Once you receive the I-20 you must show the exact or higher amount of fund mentioned on the i-20 to obtain the F1- student visa. The higher the bank balance stronger is your financial standing.
Best Wishes

Hello Ananjana
Top schools are NYU, UC, MIT, Harvard and there are many more. You need to ask yourself what is the right fit for you. A big university or small college. Your finance has to be kept in mind as all names mentioned are expensive institutions both in terms of education fee n living expenses. You may consider scholarship, for which along with an overall strong profile of yours a good GRE score is required. Thank you.

SRM chennai is india's one of the finest institute in now a days

Hello,
Kindly visit this link:
https://www.google.co.in/url?sa=t&source=web&rct=j&url=https://www.shiksha.com/b-tech/resources/jee-mains-college-predictor&ved=2ahUKEwjPs-iFqpTcAhWMRY8KHariB-kQFjAAegQIBBAB&usg=AOvVaw1N9BzFtyUCP4JU-2UQHQ0H

As a commerce student you have many options after your +2
Depends upon your interests.
If you think you understand commerce well you can go for professional courses like CA or CS or CFA.
And if you have a good English and mathematics background you can Pursue MBA.
Besides all this their are many more options available.
But all is on your interest.

SRM in CS because of experienced faculty.

There are many I would suggest start learning different things but you are creative and feel that you can make a career in the same you can try your hand in VFX, animation, gaming etc.

What is your percentage?

If you have low percentage in PCM, you try to perform well in the entrance examinations for a good college. They won't give any weightage for your 12th marks.
All the best.

no chance prepare for adv.

Yes,but the MBA must be in Banking and finance.

Hello dear,
It will be entirely depend upon your graduation score and good percentile in GMAT.
Best of luck.

No, direct admissions with respect to merit

You should go for B.Sc course in a subject you are strong at.

No, you should get above 550 for getting a seat.