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Hi Rahul,
To secure entry in IAS, the minimum eligibility is to be a graduate degree from a recognized University. One year bachelors/ Single sitting are not the recognized mode of studying a graduate degree as the minimum duration to attain a degree is of 3 years.
Hence I would suggest you to pursue a proper and a valid graduate degree program and based on which later you shall be eligible for the IAS exam.
As for the coaching is concerned, even though you have time to prepare, there are several institutes in India offering these courses and to know about the same you may refer to the following link:
https://www.shiksha.com/search/index?keyword=UPSC+exam&location=&searchType=course&cat_id=-1&countOffsetSearch=25&startOffSetSearch=0&subLocation=-1&cityId=-1&cType=-1&courseLevel=-1&subType=0&showCluster=-1&channelId=home_page
Kindly revert for any further queries, also if you liked this answer then rate it 'Best answer' or give a 'Thumbs Up' rating.
All the best!

Hi Akanksha,
Although, you need to have a recognized graduate degree to sit for IAS & Bank PO Examinations but as IAS is a tough Examination I would suggest you to start your preparation well in advance. However, Coaching you can join by the end of 2nd year but you should start self preparation. To prepare for Civil Service Examination you need to keep yourself updated on current affairs (read News papers, watch news channels) & work on your language skills (read novels). You should also work on your own core subjects as you need to opt for an optional subject in mains which can be from your own stream.
In Prelim, as the Exam pattern has changed, the examination is now designed to evaluate areas like decision making skills, logical and analytical abilities and the knowledge in the services in which you want to pursue your career instead of subject Knowledge.
Mains: the preparation of Mains should start at least a year in advance. Just because you have to prepare for Essay, GS and the two optional you never get enough time (to prepare for all these) Further, it is on the basis of your performance in Mains, on which mainly depends the final outcome of your efforts. You should think about appearing in the Prelims only when you have had a strong grip over the Mains' subject matter.
Hope this resolves your query. Feel free to put up more queries In case your query is resolved please close this question by choosing it as a best answer or pressing the thumbs up icon.
Thanks,
Pooja

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Hi Simoni,
The most important thing which you should keep in mind while choosing your career stream is your own interests and career aspirations. So, if banking and finance is the field in which you want to make your career you can opt for courses like CA, CWA or can opt for B.Com or B.Com in Finance & Accounting etc. actuarial can be another good option.
For further information on banking sector please check the links below:
https://www.shiksha.com/search/index?keyword=BAnking&location=&searchType=blog&cat_id=&countOffsetSearch=&startOffSetSearch=0&subLocation=-1&cityId=-1&cType=-1&courseLevel=-1&subType=0&showCluster=-1&channelId=
https://www.shiksha.com/search/index?keyword=Banking++Finance&location=&searchType=course&cat_id=&countOffsetSearch=25&startOffSetSearch=0&subLocation=-1&cityId=-1&cType=-1&courseLevel=-1&subType=0&showCluster=-1&channelId=
https://www.shiksha.com/search/index?keyword=Banking++Finance&location=&searchType=blog&cat_id=&countOffsetSearch=&startOffSetSearch=0&subLocation=-1&cityId=-1&cType=-1&courseLevel=-1&subType=0&showCluster=-1&channelId=
Hope this resolves your query. In case your query is resolved please close this question by choosing it as a best answer or pressing the thumbs up icon.
Thanks,
Pooja